LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,424
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,402
−HK$993/mo
Today · 4.125%
HK$33,395
baseline
▲ 0.50% · 4.625%
HK$35,427
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,790/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,959
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$951/mo
Today · 4.125%
HK$36,848
baseline
▲ 0.50% · 4.625%
HK$38,790
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,696/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,709
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,882
−HK$1,192/mo
Today · 4.125%
HK$40,074
baseline
▲ 0.50% · 4.625%
HK$42,512
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,148/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,951
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,076
−HK$1,142/mo
Today · 4.125%
HK$44,218
baseline
▲ 0.50% · 4.625%
HK$46,548
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,436/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,994
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,362
−HK$1,391/mo
Today · 4.125%
HK$46,753
baseline
▲ 0.50% · 4.625%
HK$49,598
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,506/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,943
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,256
−HK$1,331/mo
Today · 4.125%
HK$51,587
baseline
▲ 0.50% · 4.625%
HK$54,306
+HK$2,719/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,174/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,564
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,323
−HK$1,788/mo
Today · 4.125%
HK$60,111
baseline
▲ 0.50% · 4.625%
HK$63,768
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,222/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,927
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,614
−HK$1,712/mo
Today · 4.125%
HK$66,326
baseline
▲ 0.50% · 4.625%
HK$69,822
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,652/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,789 · Scale 2, in force from 26 Feb 2026)