LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,425
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,402
−HK$993/mo
Today · 4.125%
HK$33,395
baseline
▲ 0.50% · 4.625%
HK$35,427
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,790/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,960
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,897
−HK$951/mo
Today · 4.125%
HK$36,848
baseline
▲ 0.50% · 4.625%
HK$38,791
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,696/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,710
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,883
−HK$1,191/mo
Today · 4.125%
HK$40,074
baseline
▲ 0.50% · 4.625%
HK$42,513
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,148/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,952
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,077
−HK$1,141/mo
Today · 4.125%
HK$44,218
baseline
▲ 0.50% · 4.625%
HK$46,549
+HK$2,331/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,436/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,995
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$45,363
−HK$1,390/mo
Today · 4.125%
HK$46,753
baseline
▲ 0.50% · 4.625%
HK$49,598
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,506/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,944
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,256
−HK$1,332/mo
Today · 4.125%
HK$51,588
baseline
▲ 0.50% · 4.625%
HK$54,307
+HK$2,719/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,176/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,565
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,324
−HK$1,788/mo
Today · 4.125%
HK$60,112
baseline
▲ 0.50% · 4.625%
HK$63,769
+HK$3,657/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,224/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,927
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,615
−HK$1,712/mo
Today · 4.125%
HK$66,327
baseline
▲ 0.50% · 4.625%
HK$69,823
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,654/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,797 · Scale 2, in force from 26 Feb 2026)