LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,425
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,403
−HK$993/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,428
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,960
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,898
−HK$951/mo
Today · 4.125%
HK$36,849
baseline
▲ 0.50% · 4.625%
HK$38,791
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,698/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,710
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,883
−HK$1,192/mo
Today · 4.125%
HK$40,075
baseline
▲ 0.50% · 4.625%
HK$42,513
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,150/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,952
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,077
−HK$1,142/mo
Today · 4.125%
HK$44,219
baseline
▲ 0.50% · 4.625%
HK$46,549
+HK$2,330/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,438/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,995
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,364
−HK$1,390/mo
Today · 4.125%
HK$46,754
baseline
▲ 0.50% · 4.625%
HK$49,599
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,508/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,944
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,257
−HK$1,331/mo
Today · 4.125%
HK$51,588
baseline
▲ 0.50% · 4.625%
HK$54,308
+HK$2,720/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,176/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,565
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,325
−HK$1,787/mo
Today · 4.125%
HK$60,112
baseline
▲ 0.50% · 4.625%
HK$63,770
+HK$3,658/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,224/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,928
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,616
−HK$1,712/mo
Today · 4.125%
HK$66,328
baseline
▲ 0.50% · 4.625%
HK$69,824
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,656/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$516,801 · Scale 2, in force from 26 Feb 2026)