LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,426
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,404
−HK$993/mo
Today · 4.125%
HK$33,397
baseline
▲ 0.50% · 4.625%
HK$35,429
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,794/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,961
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,899
−HK$951/mo
Today · 4.125%
HK$36,850
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,700/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,711
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,884
−HK$1,192/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,515
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,954
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,079
−HK$1,141/mo
Today · 4.125%
HK$44,220
baseline
▲ 0.50% · 4.625%
HK$46,551
+HK$2,331/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,440/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,997
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,365
−HK$1,391/mo
Today · 4.125%
HK$46,756
baseline
▲ 0.50% · 4.625%
HK$49,601
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,512/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,946
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,259
−HK$1,331/mo
Today · 4.125%
HK$51,590
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$2,720/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,180/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,567
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,327
−HK$1,787/mo
Today · 4.125%
HK$60,114
baseline
▲ 0.50% · 4.625%
HK$63,772
+HK$3,658/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,228/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,930
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,618
−HK$1,712/mo
Today · 4.125%
HK$66,330
baseline
▲ 0.50% · 4.625%
HK$69,827
+HK$3,497/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,660/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,820 · Scale 2, in force from 26 Feb 2026)