LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,427
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,404
−HK$993/mo
Today · 4.125%
HK$33,397
baseline
▲ 0.50% · 4.625%
HK$35,430
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,794/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,962
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,899
−HK$952/mo
Today · 4.125%
HK$36,851
baseline
▲ 0.50% · 4.625%
HK$38,793
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,702/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,712
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,885
−HK$1,192/mo
Today · 4.125%
HK$40,077
baseline
▲ 0.50% · 4.625%
HK$42,515
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,154/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,954
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,079
−HK$1,142/mo
Today · 4.125%
HK$44,221
baseline
▲ 0.50% · 4.625%
HK$46,552
+HK$2,331/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,442/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,997
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,366
−HK$1,390/mo
Today · 4.125%
HK$46,756
baseline
▲ 0.50% · 4.625%
HK$49,601
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,512/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,947
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,259
−HK$1,332/mo
Today · 4.125%
HK$51,591
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$2,719/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,182/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,568
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,328
−HK$1,787/mo
Today · 4.125%
HK$60,115
baseline
▲ 0.50% · 4.625%
HK$63,773
+HK$3,658/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,230/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,931
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,619
−HK$1,712/mo
Today · 4.125%
HK$66,331
baseline
▲ 0.50% · 4.625%
HK$69,828
+HK$3,497/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,662/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,828 · Scale 2, in force from 26 Feb 2026)