LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,429
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$994/mo
Today · 4.125%
HK$33,400
baseline
▲ 0.50% · 4.625%
HK$35,432
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,800/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,964
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,902
−HK$951/mo
Today · 4.125%
HK$36,853
baseline
▲ 0.50% · 4.625%
HK$38,796
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,706/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,714
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,192/mo
Today · 4.125%
HK$40,080
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,438/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,160/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,957
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,082
−HK$1,142/mo
Today · 4.125%
HK$44,224
baseline
▲ 0.50% · 4.625%
HK$46,555
+HK$2,331/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,448/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,000
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,369
−HK$1,390/mo
Today · 4.125%
HK$46,759
baseline
▲ 0.50% · 4.625%
HK$49,605
+HK$2,846/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,518/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,950
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,263
−HK$1,331/mo
Today · 4.125%
HK$51,594
baseline
▲ 0.50% · 4.625%
HK$54,314
+HK$2,720/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,188/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,572
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,331
−HK$1,788/mo
Today · 4.125%
HK$60,119
baseline
▲ 0.50% · 4.625%
HK$63,777
+HK$3,658/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,238/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,935
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,623
−HK$1,713/mo
Today · 4.125%
HK$66,336
baseline
▲ 0.50% · 4.625%
HK$69,832
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,672/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,863 · Scale 2, in force from 26 Feb 2026)