LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,429
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,407
−HK$993/mo
Today · 4.125%
HK$33,400
baseline
▲ 0.50% · 4.625%
HK$35,432
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,800/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,965
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,902
−HK$952/mo
Today · 4.125%
HK$36,854
baseline
▲ 0.50% · 4.625%
HK$38,796
+HK$1,942/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,708/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,715
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,192/mo
Today · 4.125%
HK$40,080
baseline
▲ 0.50% · 4.625%
HK$42,519
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,160/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,958
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,083
−HK$1,141/mo
Today · 4.125%
HK$44,224
baseline
▲ 0.50% · 4.625%
HK$46,556
+HK$2,332/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,448/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,001
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,370
−HK$1,390/mo
Today · 4.125%
HK$46,760
baseline
▲ 0.50% · 4.625%
HK$49,605
+HK$2,845/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$93,520/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,951
−HK$2,644/mo
▼ 0.25% · 3.875%
HK$50,263
−HK$1,332/mo
Today · 4.125%
HK$51,595
baseline
▲ 0.50% · 4.625%
HK$54,315
+HK$2,720/mo
Deposit HK$4.13M · loan HK$9.65M · min. income ≈ HK$103,190/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,573
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,332
−HK$1,788/mo
Today · 4.125%
HK$60,120
baseline
▲ 0.50% · 4.625%
HK$63,778
+HK$3,658/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$120,240/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,936
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,624
−HK$1,713/mo
Today · 4.125%
HK$66,337
baseline
▲ 0.50% · 4.625%
HK$69,833
+HK$3,496/mo
Deposit HK$1.38M · loan HK$12.40M · min. income ≈ HK$132,674/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,870 · Scale 2, in force from 26 Feb 2026)