LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,430
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,408
−HK$993/mo
Today · 4.125%
HK$33,401
baseline
▲ 0.50% · 4.625%
HK$35,434
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,802/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,966
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,904
−HK$951/mo
Today · 4.125%
HK$36,855
baseline
▲ 0.50% · 4.625%
HK$38,798
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,710/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,717
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,890
−HK$1,192/mo
Today · 4.125%
HK$40,082
baseline
▲ 0.50% · 4.625%
HK$42,521
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,164/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,959
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,085
−HK$1,141/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,331/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,003
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,371
−HK$1,391/mo
Today · 4.125%
HK$46,762
baseline
▲ 0.50% · 4.625%
HK$49,607
+HK$2,845/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,524/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,952
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,265
−HK$1,332/mo
Today · 4.125%
HK$51,597
baseline
▲ 0.50% · 4.625%
HK$54,317
+HK$2,720/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,194/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,575
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,335
−HK$1,788/mo
Today · 4.125%
HK$60,123
baseline
▲ 0.50% · 4.625%
HK$63,781
+HK$3,658/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,246/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,939
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,627
−HK$1,712/mo
Today · 4.125%
HK$66,339
baseline
▲ 0.50% · 4.625%
HK$69,836
+HK$3,497/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,678/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,890 · Scale 2, in force from 26 Feb 2026)