LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,431
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,409
−HK$993/mo
Today · 4.125%
HK$33,402
baseline
▲ 0.50% · 4.625%
HK$35,435
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,804/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,967
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,905
−HK$951/mo
Today · 4.125%
HK$36,856
baseline
▲ 0.50% · 4.625%
HK$38,799
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,712/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,718
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,192/mo
Today · 4.125%
HK$40,083
baseline
▲ 0.50% · 4.625%
HK$42,522
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,166/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,960
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,086
−HK$1,141/mo
Today · 4.125%
HK$44,227
baseline
▲ 0.50% · 4.625%
HK$46,559
+HK$2,332/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,454/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,004
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$45,373
−HK$1,390/mo
Today · 4.125%
HK$46,763
baseline
▲ 0.50% · 4.625%
HK$49,609
+HK$2,846/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,526/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,954
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,267
−HK$1,332/mo
Today · 4.125%
HK$51,599
baseline
▲ 0.50% · 4.625%
HK$54,318
+HK$2,719/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,198/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,576
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,788/mo
Today · 4.125%
HK$60,124
baseline
▲ 0.50% · 4.625%
HK$63,783
+HK$3,659/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,248/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,941
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,629
−HK$1,712/mo
Today · 4.125%
HK$66,341
baseline
▲ 0.50% · 4.625%
HK$69,838
+HK$3,497/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,682/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,904 · Scale 2, in force from 26 Feb 2026)