LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,435
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,413
−HK$994/mo
Today · 4.125%
HK$33,407
baseline
▲ 0.50% · 4.625%
HK$35,439
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,814/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,972
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,909
−HK$952/mo
Today · 4.125%
HK$36,861
baseline
▲ 0.50% · 4.625%
HK$38,804
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,722/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,722
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,896
−HK$1,192/mo
Today · 4.125%
HK$40,088
baseline
▲ 0.50% · 4.625%
HK$42,527
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,176/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,966
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,142/mo
Today · 4.125%
HK$44,233
baseline
▲ 0.50% · 4.625%
HK$46,565
+HK$2,332/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,466/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,009
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,378
−HK$1,391/mo
Today · 4.125%
HK$46,769
baseline
▲ 0.50% · 4.625%
HK$49,615
+HK$2,846/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,538/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,960
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,273
−HK$1,332/mo
Today · 4.125%
HK$51,605
baseline
▲ 0.50% · 4.625%
HK$54,325
+HK$2,720/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,210/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,584
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,344
−HK$1,788/mo
Today · 4.125%
HK$60,132
baseline
▲ 0.50% · 4.625%
HK$63,791
+HK$3,659/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,264/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,949
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,637
−HK$1,713/mo
Today · 4.125%
HK$66,350
baseline
▲ 0.50% · 4.625%
HK$69,847
+HK$3,497/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,700/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$516,971 · Scale 2, in force from 26 Feb 2026)