LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,437
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,415
−HK$994/mo
Today · 4.125%
HK$33,409
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,818/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,974
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,912
−HK$951/mo
Today · 4.125%
HK$36,863
baseline
▲ 0.50% · 4.625%
HK$38,806
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,726/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,725
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,898
−HK$1,193/mo
Today · 4.125%
HK$40,091
baseline
▲ 0.50% · 4.625%
HK$42,530
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,182/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,969
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,094
−HK$1,142/mo
Today · 4.125%
HK$44,236
baseline
▲ 0.50% · 4.625%
HK$46,568
+HK$2,332/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,472/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,012
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,381
−HK$1,391/mo
Today · 4.125%
HK$46,772
baseline
▲ 0.50% · 4.625%
HK$49,618
+HK$2,846/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,544/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,963
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,276
−HK$1,333/mo
Today · 4.125%
HK$51,609
baseline
▲ 0.50% · 4.625%
HK$54,329
+HK$2,720/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,218/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,587
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,348
−HK$1,788/mo
Today · 4.125%
HK$60,136
baseline
▲ 0.50% · 4.625%
HK$63,795
+HK$3,659/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,272/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,953
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,641
−HK$1,713/mo
Today · 4.125%
HK$66,354
baseline
▲ 0.50% · 4.625%
HK$69,852
+HK$3,498/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,708/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,005 · Scale 2, in force from 26 Feb 2026)