LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,438
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,416
−HK$994/mo
Today · 4.125%
HK$33,410
baseline
▲ 0.50% · 4.625%
HK$35,443
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,820/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,975
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,913
−HK$951/mo
Today · 4.125%
HK$36,864
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$1,944/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,728/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,726
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,899
−HK$1,193/mo
Today · 4.125%
HK$40,092
baseline
▲ 0.50% · 4.625%
HK$42,531
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,184/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,970
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,095
−HK$1,142/mo
Today · 4.125%
HK$44,237
baseline
▲ 0.50% · 4.625%
HK$46,569
+HK$2,332/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,474/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,014
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,383
−HK$1,391/mo
Today · 4.125%
HK$46,774
baseline
▲ 0.50% · 4.625%
HK$49,620
+HK$2,846/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,548/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,965
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,278
−HK$1,332/mo
Today · 4.125%
HK$51,610
baseline
▲ 0.50% · 4.625%
HK$54,331
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,220/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,589
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,349
−HK$1,789/mo
Today · 4.125%
HK$60,138
baseline
▲ 0.50% · 4.625%
HK$63,797
+HK$3,659/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,276/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,955
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,643
−HK$1,713/mo
Today · 4.125%
HK$66,356
baseline
▲ 0.50% · 4.625%
HK$69,854
+HK$3,498/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,712/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,020 · Scale 2, in force from 26 Feb 2026)