LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,439
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$994/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,443
+HK$2,032/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$951/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$38,808
+HK$1,943/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,727
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,900
−HK$1,193/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,532
+HK$2,439/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,971
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,096
−HK$1,142/mo
Today · 4.125%
HK$44,238
baseline
▲ 0.50% · 4.625%
HK$46,570
+HK$2,332/mo
Deposit HK$5.51M · loan HK$8.27M · min. income ≈ HK$88,476/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,015
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,384
−HK$1,391/mo
Today · 4.125%
HK$46,775
baseline
▲ 0.50% · 4.625%
HK$49,621
+HK$2,846/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,550/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,966
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,332/mo
Today · 4.125%
HK$51,611
baseline
▲ 0.50% · 4.625%
HK$54,332
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,222/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,590
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,351
−HK$1,788/mo
Today · 4.125%
HK$60,139
baseline
▲ 0.50% · 4.625%
HK$63,798
+HK$3,659/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,278/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,956
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,645
−HK$1,712/mo
Today · 4.125%
HK$66,357
baseline
▲ 0.50% · 4.625%
HK$69,855
+HK$3,498/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,714/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,032 · Scale 2, in force from 26 Feb 2026)