LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,439
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$994/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$951/mo
Today · 4.125%
HK$36,865
baseline
▲ 0.50% · 4.625%
HK$38,809
+HK$1,944/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,730/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,727
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,901
−HK$1,192/mo
Today · 4.125%
HK$40,093
baseline
▲ 0.50% · 4.625%
HK$42,532
+HK$2,439/mo
Deposit HK$5.52M · loan HK$8.27M · min. income ≈ HK$80,186/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,971
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,142/mo
Today · 4.125%
HK$44,239
baseline
▲ 0.50% · 4.625%
HK$46,570
+HK$2,331/mo
Deposit HK$5.52M · loan HK$8.27M · min. income ≈ HK$88,478/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,015
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,384
−HK$1,391/mo
Today · 4.125%
HK$46,775
baseline
▲ 0.50% · 4.625%
HK$49,621
+HK$2,846/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,550/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,966
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,279
−HK$1,333/mo
Today · 4.125%
HK$51,612
baseline
▲ 0.50% · 4.625%
HK$54,332
+HK$2,720/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,224/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,591
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,351
−HK$1,788/mo
Today · 4.125%
HK$60,139
baseline
▲ 0.50% · 4.625%
HK$63,799
+HK$3,660/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,278/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,957
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,645
−HK$1,713/mo
Today · 4.125%
HK$66,358
baseline
▲ 0.50% · 4.625%
HK$69,856
+HK$3,498/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,716/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,035 · Scale 2, in force from 26 Feb 2026)