LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,441
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,419
−HK$993/mo
Today · 4.125%
HK$33,412
baseline
▲ 0.50% · 4.625%
HK$35,445
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,824/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,978
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,916
−HK$951/mo
Today · 4.125%
HK$36,867
baseline
▲ 0.50% · 4.625%
HK$38,811
+HK$1,944/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,734/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,729
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,903
−HK$1,192/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,535
+HK$2,440/mo
Deposit HK$5.52M · loan HK$8.27M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,973
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,099
−HK$1,142/mo
Today · 4.125%
HK$44,241
baseline
▲ 0.50% · 4.625%
HK$46,573
+HK$2,332/mo
Deposit HK$5.52M · loan HK$8.27M · min. income ≈ HK$88,482/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,017
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,386
−HK$1,391/mo
Today · 4.125%
HK$46,777
baseline
▲ 0.50% · 4.625%
HK$49,624
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,554/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,969
−HK$2,645/mo
▼ 0.25% · 3.875%
HK$50,282
−HK$1,332/mo
Today · 4.125%
HK$51,614
baseline
▲ 0.50% · 4.625%
HK$54,335
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,228/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,593
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,354
−HK$1,788/mo
Today · 4.125%
HK$60,142
baseline
▲ 0.50% · 4.625%
HK$63,802
+HK$3,660/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,284/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,960
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,648
−HK$1,713/mo
Today · 4.125%
HK$66,361
baseline
▲ 0.50% · 4.625%
HK$69,859
+HK$3,498/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,722/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,061 · Scale 2, in force from 26 Feb 2026)