LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,444
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,422
−HK$994/mo
Today · 4.125%
HK$33,416
baseline
▲ 0.50% · 4.625%
HK$35,449
+HK$2,033/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$66,832/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,981
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,920
−HK$951/mo
Today · 4.125%
HK$36,871
baseline
▲ 0.50% · 4.625%
HK$38,815
+HK$1,944/mo
Deposit HK$6.89M · loan HK$6.89M · min. income ≈ HK$73,742/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,733
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,192/mo
Today · 4.125%
HK$40,099
baseline
▲ 0.50% · 4.625%
HK$42,539
+HK$2,440/mo
Deposit HK$5.52M · loan HK$8.27M · min. income ≈ HK$80,198/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,978
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,103
−HK$1,143/mo
Today · 4.125%
HK$44,246
baseline
▲ 0.50% · 4.625%
HK$46,578
+HK$2,332/mo
Deposit HK$5.52M · loan HK$8.27M · min. income ≈ HK$88,492/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,022
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$45,391
−HK$1,391/mo
Today · 4.125%
HK$46,782
baseline
▲ 0.50% · 4.625%
HK$49,629
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,564/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,974
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,287
−HK$1,333/mo
Today · 4.125%
HK$51,620
baseline
▲ 0.50% · 4.625%
HK$54,341
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,240/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,600
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,360
−HK$1,789/mo
Today · 4.125%
HK$60,149
baseline
▲ 0.50% · 4.625%
HK$63,809
+HK$3,660/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,298/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,966
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,655
−HK$1,713/mo
Today · 4.125%
HK$66,368
baseline
▲ 0.50% · 4.625%
HK$69,867
+HK$3,499/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,736/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,116 · Scale 2, in force from 26 Feb 2026)