LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,450
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$994/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,455
+HK$2,033/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,987
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,926
−HK$952/mo
Today · 4.125%
HK$36,878
baseline
▲ 0.50% · 4.625%
HK$38,821
+HK$1,943/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,756/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,739
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,913
−HK$1,193/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,546
+HK$2,440/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,985
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,111
−HK$1,142/mo
Today · 4.125%
HK$44,253
baseline
▲ 0.50% · 4.625%
HK$46,586
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,506/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,029
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,399
−HK$1,391/mo
Today · 4.125%
HK$46,790
baseline
▲ 0.50% · 4.625%
HK$49,637
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,580/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,982
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,296
−HK$1,333/mo
Today · 4.125%
HK$51,629
baseline
▲ 0.50% · 4.625%
HK$54,350
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,258/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,609
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,370
−HK$1,789/mo
Today · 4.125%
HK$60,159
baseline
▲ 0.50% · 4.625%
HK$63,820
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,318/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,977
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,666
−HK$1,714/mo
Today · 4.125%
HK$66,380
baseline
▲ 0.50% · 4.625%
HK$69,879
+HK$3,499/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,760/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,204 · Scale 2, in force from 26 Feb 2026)