LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,450
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,429
−HK$993/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,456
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,988
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,926
−HK$952/mo
Today · 4.125%
HK$36,878
baseline
▲ 0.50% · 4.625%
HK$38,822
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,756/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,740
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,914
−HK$1,193/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,547
+HK$2,440/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,112
−HK$1,142/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,587
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,030
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,400
−HK$1,391/mo
Today · 4.125%
HK$46,791
baseline
▲ 0.50% · 4.625%
HK$49,639
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,582/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,983
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,333/mo
Today · 4.125%
HK$51,630
baseline
▲ 0.50% · 4.625%
HK$54,351
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,260/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,611
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,371
−HK$1,789/mo
Today · 4.125%
HK$60,160
baseline
▲ 0.50% · 4.625%
HK$63,821
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,320/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,979
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,668
−HK$1,713/mo
Today · 4.125%
HK$66,381
baseline
▲ 0.50% · 4.625%
HK$69,880
+HK$3,499/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,762/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,217 · Scale 2, in force from 26 Feb 2026)