LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,451
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,429
−HK$994/mo
Today · 4.125%
HK$33,423
baseline
▲ 0.50% · 4.625%
HK$35,456
+HK$2,033/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,846/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,988
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,927
−HK$952/mo
Today · 4.125%
HK$36,879
baseline
▲ 0.50% · 4.625%
HK$38,823
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,758/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,741
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,915
−HK$1,192/mo
Today · 4.125%
HK$40,107
baseline
▲ 0.50% · 4.625%
HK$42,548
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,214/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,986
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,112
−HK$1,142/mo
Today · 4.125%
HK$44,254
baseline
▲ 0.50% · 4.625%
HK$46,587
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,508/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,031
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,400
−HK$1,392/mo
Today · 4.125%
HK$46,792
baseline
▲ 0.50% · 4.625%
HK$49,639
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$93,584/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,984
−HK$2,646/mo
▼ 0.25% · 3.875%
HK$50,297
−HK$1,333/mo
Today · 4.125%
HK$51,630
baseline
▲ 0.50% · 4.625%
HK$54,352
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.65M · min. income ≈ HK$103,260/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,611
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,372
−HK$1,789/mo
Today · 4.125%
HK$60,161
baseline
▲ 0.50% · 4.625%
HK$63,822
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,322/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,979
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,668
−HK$1,714/mo
Today · 4.125%
HK$66,382
baseline
▲ 0.50% · 4.625%
HK$69,881
+HK$3,499/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,764/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,221 · Scale 2, in force from 26 Feb 2026)