LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,454
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,432
−HK$994/mo
Today · 4.125%
HK$33,426
baseline
▲ 0.50% · 4.625%
HK$35,460
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,852/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,992
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$952/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$38,827
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,745
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$38,919
−HK$1,192/mo
Today · 4.125%
HK$40,111
baseline
▲ 0.50% · 4.625%
HK$42,552
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,222/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,990
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,117
−HK$1,142/mo
Today · 4.125%
HK$44,259
baseline
▲ 0.50% · 4.625%
HK$46,592
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,518/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,035
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,405
−HK$1,392/mo
Today · 4.125%
HK$46,797
baseline
▲ 0.50% · 4.625%
HK$49,644
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,594/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,989
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,303
−HK$1,333/mo
Today · 4.125%
HK$51,636
baseline
▲ 0.50% · 4.625%
HK$54,357
+HK$2,721/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,272/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,617
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,378
−HK$1,789/mo
Today · 4.125%
HK$60,167
baseline
▲ 0.50% · 4.625%
HK$63,828
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,334/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,986
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,675
−HK$1,714/mo
Today · 4.125%
HK$66,389
baseline
▲ 0.50% · 4.625%
HK$69,888
+HK$3,499/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,778/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,275 · Scale 2, in force from 26 Feb 2026)