LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,454
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$994/mo
Today · 4.125%
HK$33,427
baseline
▲ 0.50% · 4.625%
HK$35,460
+HK$2,033/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,854/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,992
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$952/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$38,827
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,745
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,919
−HK$1,193/mo
Today · 4.125%
HK$40,112
baseline
▲ 0.50% · 4.625%
HK$42,553
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,224/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,991
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$43,117
−HK$1,142/mo
Today · 4.125%
HK$44,259
baseline
▲ 0.50% · 4.625%
HK$46,592
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,518/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,036
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$45,406
−HK$1,391/mo
Today · 4.125%
HK$46,797
baseline
▲ 0.50% · 4.625%
HK$49,645
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,594/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,989
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,303
−HK$1,333/mo
Today · 4.125%
HK$51,636
baseline
▲ 0.50% · 4.625%
HK$54,358
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,272/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,617
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,379
−HK$1,789/mo
Today · 4.125%
HK$60,168
baseline
▲ 0.50% · 4.625%
HK$63,829
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,336/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,986
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,676
−HK$1,713/mo
Today · 4.125%
HK$66,389
baseline
▲ 0.50% · 4.625%
HK$69,889
+HK$3,500/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,778/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,280 · Scale 2, in force from 26 Feb 2026)