LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,455
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,433
−HK$994/mo
Today · 4.125%
HK$33,427
baseline
▲ 0.50% · 4.625%
HK$35,461
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,854/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,993
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,931
−HK$952/mo
Today · 4.125%
HK$36,883
baseline
▲ 0.50% · 4.625%
HK$38,828
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,766/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,745
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,920
−HK$1,192/mo
Today · 4.125%
HK$40,112
baseline
▲ 0.50% · 4.625%
HK$42,553
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,224/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,991
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,118
−HK$1,142/mo
Today · 4.125%
HK$44,260
baseline
▲ 0.50% · 4.625%
HK$46,593
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,520/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,036
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,406
−HK$1,392/mo
Today · 4.125%
HK$46,798
baseline
▲ 0.50% · 4.625%
HK$49,645
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,596/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,990
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,304
−HK$1,333/mo
Today · 4.125%
HK$51,637
baseline
▲ 0.50% · 4.625%
HK$54,359
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,274/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,618
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,379
−HK$1,790/mo
Today · 4.125%
HK$60,169
baseline
▲ 0.50% · 4.625%
HK$63,830
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$120,338/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,987
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,676
−HK$1,714/mo
Today · 4.125%
HK$66,390
baseline
▲ 0.50% · 4.625%
HK$69,890
+HK$3,500/mo
Deposit HK$1.38M · loan HK$12.41M · min. income ≈ HK$132,780/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,287 · Scale 2, in force from 26 Feb 2026)