LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,456
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,434
−HK$994/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,462
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,994
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,933
−HK$952/mo
Today · 4.125%
HK$36,885
baseline
▲ 0.50% · 4.625%
HK$38,829
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,770/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,747
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,921
−HK$1,193/mo
Today · 4.125%
HK$40,114
baseline
▲ 0.50% · 4.625%
HK$42,555
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,228/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,993
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,119
−HK$1,143/mo
Today · 4.125%
HK$44,262
baseline
▲ 0.50% · 4.625%
HK$46,595
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,524/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,038
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,408
−HK$1,392/mo
Today · 4.125%
HK$46,800
baseline
▲ 0.50% · 4.625%
HK$49,647
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,600/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,992
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,333/mo
Today · 4.125%
HK$51,639
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,278/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,620
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,382
−HK$1,789/mo
Today · 4.125%
HK$60,171
baseline
▲ 0.50% · 4.625%
HK$63,832
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,342/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,990
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,679
−HK$1,714/mo
Today · 4.125%
HK$66,393
baseline
▲ 0.50% · 4.625%
HK$69,892
+HK$3,499/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,786/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,307 · Scale 2, in force from 26 Feb 2026)