LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,458
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,436
−HK$995/mo
Today · 4.125%
HK$33,431
baseline
▲ 0.50% · 4.625%
HK$35,465
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,862/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,997
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,935
−HK$952/mo
Today · 4.125%
HK$36,887
baseline
▲ 0.50% · 4.625%
HK$38,832
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,774/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,749
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,924
−HK$1,193/mo
Today · 4.125%
HK$40,117
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,234/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,996
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,122
−HK$1,143/mo
Today · 4.125%
HK$44,265
baseline
▲ 0.50% · 4.625%
HK$46,598
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,530/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,041
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,411
−HK$1,392/mo
Today · 4.125%
HK$46,803
baseline
▲ 0.50% · 4.625%
HK$49,651
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,606/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,995
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,309
−HK$1,333/mo
Today · 4.125%
HK$51,642
baseline
▲ 0.50% · 4.625%
HK$54,364
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,284/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,624
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,385
−HK$1,790/mo
Today · 4.125%
HK$60,175
baseline
▲ 0.50% · 4.625%
HK$63,836
+HK$3,661/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,350/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,994
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,683
−HK$1,714/mo
Today · 4.125%
HK$66,397
baseline
▲ 0.50% · 4.625%
HK$69,897
+HK$3,500/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,794/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,341 · Scale 2, in force from 26 Feb 2026)