LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,458
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,437
−HK$994/mo
Today · 4.125%
HK$33,431
baseline
▲ 0.50% · 4.625%
HK$35,465
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,862/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,997
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,936
−HK$952/mo
Today · 4.125%
HK$36,888
baseline
▲ 0.50% · 4.625%
HK$38,832
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,776/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,750
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,924
−HK$1,193/mo
Today · 4.125%
HK$40,117
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,234/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,997
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,123
−HK$1,143/mo
Today · 4.125%
HK$44,266
baseline
▲ 0.50% · 4.625%
HK$46,599
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,532/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,042
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,412
−HK$1,392/mo
Today · 4.125%
HK$46,804
baseline
▲ 0.50% · 4.625%
HK$49,651
+HK$2,847/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,608/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,996
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,310
−HK$1,333/mo
Today · 4.125%
HK$51,643
baseline
▲ 0.50% · 4.625%
HK$54,365
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,286/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,625
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,387
−HK$1,789/mo
Today · 4.125%
HK$60,176
baseline
▲ 0.50% · 4.625%
HK$63,838
+HK$3,662/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,352/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,995
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,684
−HK$1,714/mo
Today · 4.125%
HK$66,398
baseline
▲ 0.50% · 4.625%
HK$69,898
+HK$3,500/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,796/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,350 · Scale 2, in force from 26 Feb 2026)