LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,460
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,438
−HK$995/mo
Today · 4.125%
HK$33,433
baseline
▲ 0.50% · 4.625%
HK$35,467
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,866/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,999
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$953/mo
Today · 4.125%
HK$36,890
baseline
▲ 0.50% · 4.625%
HK$38,834
+HK$1,944/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,780/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,752
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,926
−HK$1,193/mo
Today · 4.125%
HK$40,119
baseline
▲ 0.50% · 4.625%
HK$42,560
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,238/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,999
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,125
−HK$1,143/mo
Today · 4.125%
HK$44,268
baseline
▲ 0.50% · 4.625%
HK$46,601
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,536/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,044
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,414
−HK$1,392/mo
Today · 4.125%
HK$46,806
baseline
▲ 0.50% · 4.625%
HK$49,654
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,612/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,998
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,312
−HK$1,334/mo
Today · 4.125%
HK$51,646
baseline
▲ 0.50% · 4.625%
HK$54,368
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,292/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,628
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,389
−HK$1,790/mo
Today · 4.125%
HK$60,179
baseline
▲ 0.50% · 4.625%
HK$63,841
+HK$3,662/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,358/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,998
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,687
−HK$1,714/mo
Today · 4.125%
HK$66,401
baseline
▲ 0.50% · 4.625%
HK$69,902
+HK$3,501/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,802/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,375 · Scale 2, in force from 26 Feb 2026)