LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,461
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,440
−HK$994/mo
Today · 4.125%
HK$33,434
baseline
▲ 0.50% · 4.625%
HK$35,469
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,868/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,001
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$952/mo
Today · 4.125%
HK$36,891
baseline
▲ 0.50% · 4.625%
HK$38,836
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,782/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,754
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,928
−HK$1,193/mo
Today · 4.125%
HK$40,121
baseline
▲ 0.50% · 4.625%
HK$42,562
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,242/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,001
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,127
−HK$1,143/mo
Today · 4.125%
HK$44,270
baseline
▲ 0.50% · 4.625%
HK$46,603
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,540/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,046
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,416
−HK$1,392/mo
Today · 4.125%
HK$46,808
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,616/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,001
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,333/mo
Today · 4.125%
HK$51,648
baseline
▲ 0.50% · 4.625%
HK$54,371
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,296/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,631
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,392
−HK$1,790/mo
Today · 4.125%
HK$60,182
baseline
▲ 0.50% · 4.625%
HK$63,844
+HK$3,662/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,364/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,001
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,691
−HK$1,714/mo
Today · 4.125%
HK$66,405
baseline
▲ 0.50% · 4.625%
HK$69,905
+HK$3,500/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,810/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,400 · Scale 2, in force from 26 Feb 2026)