LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,463
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,441
−HK$995/mo
Today · 4.125%
HK$33,436
baseline
▲ 0.50% · 4.625%
HK$35,470
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,872/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,002
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,941
−HK$952/mo
Today · 4.125%
HK$36,893
baseline
▲ 0.50% · 4.625%
HK$38,838
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,786/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,755
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,930
−HK$1,193/mo
Today · 4.125%
HK$40,123
baseline
▲ 0.50% · 4.625%
HK$42,564
+HK$2,441/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,246/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,002
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,129
−HK$1,143/mo
Today · 4.125%
HK$44,272
baseline
▲ 0.50% · 4.625%
HK$46,605
+HK$2,333/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,544/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,048
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,418
−HK$1,392/mo
Today · 4.125%
HK$46,810
baseline
▲ 0.50% · 4.625%
HK$49,658
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,620/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,003
−HK$2,647/mo
▼ 0.25% · 3.875%
HK$50,317
−HK$1,333/mo
Today · 4.125%
HK$51,650
baseline
▲ 0.50% · 4.625%
HK$54,373
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,300/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,633
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,394
−HK$1,790/mo
Today · 4.125%
HK$60,184
baseline
▲ 0.50% · 4.625%
HK$63,846
+HK$3,662/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,368/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,003
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,693
−HK$1,714/mo
Today · 4.125%
HK$66,407
baseline
▲ 0.50% · 4.625%
HK$69,908
+HK$3,501/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,814/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,421 · Scale 2, in force from 26 Feb 2026)