LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,464
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,442
−HK$995/mo
Today · 4.125%
HK$33,437
baseline
▲ 0.50% · 4.625%
HK$35,471
+HK$2,034/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,874/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,003
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,942
−HK$952/mo
Today · 4.125%
HK$36,894
baseline
▲ 0.50% · 4.625%
HK$38,839
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,788/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,756
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,193/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,566
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,004
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,130
−HK$1,143/mo
Today · 4.125%
HK$44,273
baseline
▲ 0.50% · 4.625%
HK$46,607
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,546/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,049
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,419
−HK$1,392/mo
Today · 4.125%
HK$46,811
baseline
▲ 0.50% · 4.625%
HK$49,660
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,622/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,004
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,319
−HK$1,333/mo
Today · 4.125%
HK$51,652
baseline
▲ 0.50% · 4.625%
HK$54,374
+HK$2,722/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,304/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,635
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,396
−HK$1,790/mo
Today · 4.125%
HK$60,186
baseline
▲ 0.50% · 4.625%
HK$63,848
+HK$3,662/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,372/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,006
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,695
−HK$1,715/mo
Today · 4.125%
HK$66,410
baseline
▲ 0.50% · 4.625%
HK$69,910
+HK$3,500/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,820/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,438 · Scale 2, in force from 26 Feb 2026)