LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,468
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,447
−HK$994/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,476
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,008
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,947
−HK$952/mo
Today · 4.125%
HK$36,899
baseline
▲ 0.50% · 4.625%
HK$38,844
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,798/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,761
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,936
−HK$1,193/mo
Today · 4.125%
HK$40,129
baseline
▲ 0.50% · 4.625%
HK$42,571
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,258/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,009
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,136
−HK$1,143/mo
Today · 4.125%
HK$44,279
baseline
▲ 0.50% · 4.625%
HK$46,613
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,558/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,055
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,425
−HK$1,393/mo
Today · 4.125%
HK$46,818
baseline
▲ 0.50% · 4.625%
HK$49,666
+HK$2,848/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,636/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,011
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,325
−HK$1,334/mo
Today · 4.125%
HK$51,659
baseline
▲ 0.50% · 4.625%
HK$54,382
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,318/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,642
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,404
−HK$1,790/mo
Today · 4.125%
HK$60,194
baseline
▲ 0.50% · 4.625%
HK$63,857
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,388/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,014
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,704
−HK$1,714/mo
Today · 4.125%
HK$66,418
baseline
▲ 0.50% · 4.625%
HK$69,919
+HK$3,501/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,836/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,506 · Scale 2, in force from 26 Feb 2026)