LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,470
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,449
−HK$994/mo
Today · 4.125%
HK$33,443
baseline
▲ 0.50% · 4.625%
HK$35,478
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,886/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,010
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$952/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$38,846
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,764
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,938
−HK$1,194/mo
Today · 4.125%
HK$40,132
baseline
▲ 0.50% · 4.625%
HK$42,574
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,264/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,012
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,138
−HK$1,144/mo
Today · 4.125%
HK$44,282
baseline
▲ 0.50% · 4.625%
HK$46,616
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,564/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,058
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$45,428
−HK$1,392/mo
Today · 4.125%
HK$46,820
baseline
▲ 0.50% · 4.625%
HK$49,669
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,640/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,014
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,328
−HK$1,334/mo
Today · 4.125%
HK$51,662
baseline
▲ 0.50% · 4.625%
HK$54,385
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,324/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,646
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,408
−HK$1,790/mo
Today · 4.125%
HK$60,198
baseline
▲ 0.50% · 4.625%
HK$63,861
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,396/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,018
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,708
−HK$1,714/mo
Today · 4.125%
HK$66,422
baseline
▲ 0.50% · 4.625%
HK$69,924
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,844/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,537 · Scale 2, in force from 26 Feb 2026)