LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,470
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,449
−HK$995/mo
Today · 4.125%
HK$33,444
baseline
▲ 0.50% · 4.625%
HK$35,479
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,888/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,010
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$953/mo
Today · 4.125%
HK$36,902
baseline
▲ 0.50% · 4.625%
HK$38,847
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,804/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,764
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,193/mo
Today · 4.125%
HK$40,132
baseline
▲ 0.50% · 4.625%
HK$42,574
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,264/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,012
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,139
−HK$1,143/mo
Today · 4.125%
HK$44,282
baseline
▲ 0.50% · 4.625%
HK$46,616
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,564/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,058
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,429
−HK$1,392/mo
Today · 4.125%
HK$46,821
baseline
▲ 0.50% · 4.625%
HK$49,670
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,642/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,014
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,329
−HK$1,334/mo
Today · 4.125%
HK$51,663
baseline
▲ 0.50% · 4.625%
HK$54,386
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,326/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,646
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,408
−HK$1,791/mo
Today · 4.125%
HK$60,199
baseline
▲ 0.50% · 4.625%
HK$63,862
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,398/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,019
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,709
−HK$1,714/mo
Today · 4.125%
HK$66,423
baseline
▲ 0.50% · 4.625%
HK$69,925
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,846/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,545 · Scale 2, in force from 26 Feb 2026)