LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,471
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,450
−HK$995/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,480
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,011
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,950
−HK$953/mo
Today · 4.125%
HK$36,903
baseline
▲ 0.50% · 4.625%
HK$38,848
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,806/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,765
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,194/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,576
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,014
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,143/mo
Today · 4.125%
HK$44,283
baseline
▲ 0.50% · 4.625%
HK$46,618
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,566/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,060
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,430
−HK$1,393/mo
Today · 4.125%
HK$46,823
baseline
▲ 0.50% · 4.625%
HK$49,672
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,646/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,016
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,330
−HK$1,334/mo
Today · 4.125%
HK$51,664
baseline
▲ 0.50% · 4.625%
HK$54,387
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,328/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,648
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,410
−HK$1,790/mo
Today · 4.125%
HK$60,200
baseline
▲ 0.50% · 4.625%
HK$63,863
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,400/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,020
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,711
−HK$1,714/mo
Today · 4.125%
HK$66,425
baseline
▲ 0.50% · 4.625%
HK$69,927
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,850/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,560 · Scale 2, in force from 26 Feb 2026)