LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,472
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,451
−HK$994/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,480
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,012
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,951
−HK$953/mo
Today · 4.125%
HK$36,904
baseline
▲ 0.50% · 4.625%
HK$38,849
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,808/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,766
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,193/mo
Today · 4.125%
HK$40,134
baseline
▲ 0.50% · 4.625%
HK$42,576
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,268/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,014
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,141
−HK$1,143/mo
Today · 4.125%
HK$44,284
baseline
▲ 0.50% · 4.625%
HK$46,619
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,568/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,060
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,431
−HK$1,392/mo
Today · 4.125%
HK$46,823
baseline
▲ 0.50% · 4.625%
HK$49,673
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,646/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,017
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,331
−HK$1,334/mo
Today · 4.125%
HK$51,665
baseline
▲ 0.50% · 4.625%
HK$54,388
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,330/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,649
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,411
−HK$1,791/mo
Today · 4.125%
HK$60,202
baseline
▲ 0.50% · 4.625%
HK$63,865
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,404/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,022
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,712
−HK$1,714/mo
Today · 4.125%
HK$66,426
baseline
▲ 0.50% · 4.625%
HK$69,928
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,852/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,570 · Scale 2, in force from 26 Feb 2026)