LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,472
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,451
−HK$995/mo
Today · 4.125%
HK$33,446
baseline
▲ 0.50% · 4.625%
HK$35,481
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,892/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,012
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,951
−HK$953/mo
Today · 4.125%
HK$36,904
baseline
▲ 0.50% · 4.625%
HK$38,849
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,808/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,767
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,194/mo
Today · 4.125%
HK$40,135
baseline
▲ 0.50% · 4.625%
HK$42,577
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,270/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,015
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,142
−HK$1,143/mo
Today · 4.125%
HK$44,285
baseline
▲ 0.50% · 4.625%
HK$46,619
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,570/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,061
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,432
−HK$1,392/mo
Today · 4.125%
HK$46,824
baseline
▲ 0.50% · 4.625%
HK$49,673
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,648/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,017
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,332
−HK$1,334/mo
Today · 4.125%
HK$51,666
baseline
▲ 0.50% · 4.625%
HK$54,389
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,332/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,650
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,412
−HK$1,790/mo
Today · 4.125%
HK$60,202
baseline
▲ 0.50% · 4.625%
HK$63,866
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,404/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,022
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,713
−HK$1,714/mo
Today · 4.125%
HK$66,427
baseline
▲ 0.50% · 4.625%
HK$69,929
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,854/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,577 · Scale 2, in force from 26 Feb 2026)