LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,474
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,453
−HK$995/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,483
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,015
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,954
−HK$952/mo
Today · 4.125%
HK$36,906
baseline
▲ 0.50% · 4.625%
HK$38,852
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,812/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,769
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,944
−HK$1,193/mo
Today · 4.125%
HK$40,137
baseline
▲ 0.50% · 4.625%
HK$42,580
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,274/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,018
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,144
−HK$1,144/mo
Today · 4.125%
HK$44,288
baseline
▲ 0.50% · 4.625%
HK$46,622
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,576/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,064
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,434
−HK$1,393/mo
Today · 4.125%
HK$46,827
baseline
▲ 0.50% · 4.625%
HK$49,676
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,654/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,020
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,335
−HK$1,334/mo
Today · 4.125%
HK$51,669
baseline
▲ 0.50% · 4.625%
HK$54,392
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,338/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,653
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,416
−HK$1,790/mo
Today · 4.125%
HK$60,206
baseline
▲ 0.50% · 4.625%
HK$63,869
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,412/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,026
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,717
−HK$1,714/mo
Today · 4.125%
HK$66,431
baseline
▲ 0.50% · 4.625%
HK$69,933
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,862/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,608 · Scale 2, in force from 26 Feb 2026)