LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,475
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,454
−HK$994/mo
Today · 4.125%
HK$33,448
baseline
▲ 0.50% · 4.625%
HK$35,484
+HK$2,036/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,896/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,015
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,954
−HK$953/mo
Today · 4.125%
HK$36,907
baseline
▲ 0.50% · 4.625%
HK$38,852
+HK$1,945/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,814/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,770
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,944
−HK$1,194/mo
Today · 4.125%
HK$40,138
baseline
▲ 0.50% · 4.625%
HK$42,580
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,276/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,018
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,145
−HK$1,143/mo
Today · 4.125%
HK$44,288
baseline
▲ 0.50% · 4.625%
HK$46,623
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,576/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,065
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,435
−HK$1,393/mo
Today · 4.125%
HK$46,828
baseline
▲ 0.50% · 4.625%
HK$49,677
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,656/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,021
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,336
−HK$1,334/mo
Today · 4.125%
HK$51,670
baseline
▲ 0.50% · 4.625%
HK$54,393
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,340/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,654
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,417
−HK$1,790/mo
Today · 4.125%
HK$60,207
baseline
▲ 0.50% · 4.625%
HK$63,871
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,414/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,027
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,718
−HK$1,715/mo
Today · 4.125%
HK$66,433
baseline
▲ 0.50% · 4.625%
HK$69,934
+HK$3,501/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,866/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,617 · Scale 2, in force from 26 Feb 2026)