LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,477
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,456
−HK$994/mo
Today · 4.125%
HK$33,450
baseline
▲ 0.50% · 4.625%
HK$35,486
+HK$2,036/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,900/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,017
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,956
−HK$953/mo
Today · 4.125%
HK$36,909
baseline
▲ 0.50% · 4.625%
HK$38,855
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,818/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,772
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,947
−HK$1,193/mo
Today · 4.125%
HK$40,140
baseline
▲ 0.50% · 4.625%
HK$42,583
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,280/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,021
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,148
−HK$1,143/mo
Today · 4.125%
HK$44,291
baseline
▲ 0.50% · 4.625%
HK$46,626
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,582/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,067
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,438
−HK$1,393/mo
Today · 4.125%
HK$46,831
baseline
▲ 0.50% · 4.625%
HK$49,680
+HK$2,849/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,662/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,024
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,339
−HK$1,334/mo
Today · 4.125%
HK$51,673
baseline
▲ 0.50% · 4.625%
HK$54,397
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,346/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,658
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,420
−HK$1,791/mo
Today · 4.125%
HK$60,211
baseline
▲ 0.50% · 4.625%
HK$63,874
+HK$3,663/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,422/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,031
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,722
−HK$1,715/mo
Today · 4.125%
HK$66,437
baseline
▲ 0.50% · 4.625%
HK$69,939
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,874/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,648 · Scale 2, in force from 26 Feb 2026)