LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,478
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$995/mo
Today · 4.125%
HK$33,452
baseline
▲ 0.50% · 4.625%
HK$35,487
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,904/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,958
−HK$952/mo
Today · 4.125%
HK$36,910
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,820/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,773
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,948
−HK$1,194/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,584
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,022
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,149
−HK$1,144/mo
Today · 4.125%
HK$44,293
baseline
▲ 0.50% · 4.625%
HK$46,627
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,586/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,069
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,439
−HK$1,393/mo
Today · 4.125%
HK$46,832
baseline
▲ 0.50% · 4.625%
HK$49,682
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,664/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,026
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,341
−HK$1,334/mo
Today · 4.125%
HK$51,675
baseline
▲ 0.50% · 4.625%
HK$54,398
+HK$2,723/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,350/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,660
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,422
−HK$1,791/mo
Today · 4.125%
HK$60,213
baseline
▲ 0.50% · 4.625%
HK$63,877
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,426/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,033
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,724
−HK$1,715/mo
Today · 4.125%
HK$66,439
baseline
▲ 0.50% · 4.625%
HK$69,941
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,878/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,666 · Scale 2, in force from 26 Feb 2026)