LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,478
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$995/mo
Today · 4.125%
HK$33,452
baseline
▲ 0.50% · 4.625%
HK$35,488
+HK$2,036/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,904/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,019
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,958
−HK$953/mo
Today · 4.125%
HK$36,911
baseline
▲ 0.50% · 4.625%
HK$38,857
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,822/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,774
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,949
−HK$1,193/mo
Today · 4.125%
HK$40,142
baseline
▲ 0.50% · 4.625%
HK$42,585
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,284/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,023
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,150
−HK$1,143/mo
Today · 4.125%
HK$44,293
baseline
▲ 0.50% · 4.625%
HK$46,628
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,586/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,069
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,440
−HK$1,393/mo
Today · 4.125%
HK$46,833
baseline
▲ 0.50% · 4.625%
HK$49,683
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,666/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,027
−HK$2,648/mo
▼ 0.25% · 3.875%
HK$50,342
−HK$1,333/mo
Today · 4.125%
HK$51,675
baseline
▲ 0.50% · 4.625%
HK$54,399
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,350/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,661
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,423
−HK$1,791/mo
Today · 4.125%
HK$60,214
baseline
▲ 0.50% · 4.625%
HK$63,878
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,428/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,034
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,725
−HK$1,715/mo
Today · 4.125%
HK$66,440
baseline
▲ 0.50% · 4.625%
HK$69,942
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,880/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,674 · Scale 2, in force from 26 Feb 2026)