LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,479
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,458
−HK$995/mo
Today · 4.125%
HK$33,453
baseline
▲ 0.50% · 4.625%
HK$35,488
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,906/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,020
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,959
−HK$953/mo
Today · 4.125%
HK$36,912
baseline
▲ 0.50% · 4.625%
HK$38,858
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,824/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,775
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,950
−HK$1,194/mo
Today · 4.125%
HK$40,144
baseline
▲ 0.50% · 4.625%
HK$42,586
+HK$2,442/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,288/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,024
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,151
−HK$1,143/mo
Today · 4.125%
HK$44,294
baseline
▲ 0.50% · 4.625%
HK$46,629
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,588/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,071
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,441
−HK$1,393/mo
Today · 4.125%
HK$46,834
baseline
▲ 0.50% · 4.625%
HK$49,684
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,668/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,028
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,343
−HK$1,334/mo
Today · 4.125%
HK$51,677
baseline
▲ 0.50% · 4.625%
HK$54,401
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,354/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,662
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,425
−HK$1,790/mo
Today · 4.125%
HK$60,215
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,430/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,036
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,727
−HK$1,715/mo
Today · 4.125%
HK$66,442
baseline
▲ 0.50% · 4.625%
HK$69,944
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,884/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,688 · Scale 2, in force from 26 Feb 2026)