LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,480
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,459
−HK$995/mo
Today · 4.125%
HK$33,454
baseline
▲ 0.50% · 4.625%
HK$35,489
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,908/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,021
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,960
−HK$953/mo
Today · 4.125%
HK$36,913
baseline
▲ 0.50% · 4.625%
HK$38,859
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,826/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,776
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,951
−HK$1,193/mo
Today · 4.125%
HK$40,144
baseline
▲ 0.50% · 4.625%
HK$42,587
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,288/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,025
−HK$2,270/mo
▼ 0.25% · 3.875%
HK$43,152
−HK$1,143/mo
Today · 4.125%
HK$44,295
baseline
▲ 0.50% · 4.625%
HK$46,630
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,590/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,071
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,442
−HK$1,393/mo
Today · 4.125%
HK$46,835
baseline
▲ 0.50% · 4.625%
HK$49,685
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,670/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,029
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,344
−HK$1,334/mo
Today · 4.125%
HK$51,678
baseline
▲ 0.50% · 4.625%
HK$54,402
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,356/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,663
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,426
−HK$1,791/mo
Today · 4.125%
HK$60,217
baseline
▲ 0.50% · 4.625%
HK$63,881
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$120,434/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,037
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,728
−HK$1,715/mo
Today · 4.125%
HK$66,443
baseline
▲ 0.50% · 4.625%
HK$69,945
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.42M · min. income ≈ HK$132,886/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,699 · Scale 2, in force from 26 Feb 2026)