LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,480
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,460
−HK$995/mo
Today · 4.125%
HK$33,455
baseline
▲ 0.50% · 4.625%
HK$35,490
+HK$2,035/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,910/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,022
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,961
−HK$953/mo
Today · 4.125%
HK$36,914
baseline
▲ 0.50% · 4.625%
HK$38,860
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,828/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,777
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,952
−HK$1,193/mo
Today · 4.125%
HK$40,145
baseline
▲ 0.50% · 4.625%
HK$42,588
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,290/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,026
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,153
−HK$1,144/mo
Today · 4.125%
HK$44,297
baseline
▲ 0.50% · 4.625%
HK$46,631
+HK$2,334/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,594/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,073
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,444
−HK$1,392/mo
Today · 4.125%
HK$46,836
baseline
▲ 0.50% · 4.625%
HK$49,686
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$93,672/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,030
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,345
−HK$1,334/mo
Today · 4.125%
HK$51,679
baseline
▲ 0.50% · 4.625%
HK$54,403
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.66M · min. income ≈ HK$103,358/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,665
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,427
−HK$1,791/mo
Today · 4.125%
HK$60,218
baseline
▲ 0.50% · 4.625%
HK$63,882
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,436/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,039
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,730
−HK$1,715/mo
Today · 4.125%
HK$66,445
baseline
▲ 0.50% · 4.625%
HK$69,947
+HK$3,502/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,890/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,713 · Scale 2, in force from 26 Feb 2026)