LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,484
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,464
−HK$995/mo
Today · 4.125%
HK$33,459
baseline
▲ 0.50% · 4.625%
HK$35,495
+HK$2,036/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,918/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,026
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,965
−HK$953/mo
Today · 4.125%
HK$36,918
baseline
▲ 0.50% · 4.625%
HK$38,864
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,836/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,781
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,956
−HK$1,194/mo
Today · 4.125%
HK$40,150
baseline
▲ 0.50% · 4.625%
HK$42,593
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,300/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,031
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,158
−HK$1,144/mo
Today · 4.125%
HK$44,302
baseline
▲ 0.50% · 4.625%
HK$46,637
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,604/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,078
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,449
−HK$1,393/mo
Today · 4.125%
HK$46,842
baseline
▲ 0.50% · 4.625%
HK$49,692
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,684/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,036
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,351
−HK$1,335/mo
Today · 4.125%
HK$51,686
baseline
▲ 0.50% · 4.625%
HK$54,410
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,372/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,672
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,435
−HK$1,791/mo
Today · 4.125%
HK$60,226
baseline
▲ 0.50% · 4.625%
HK$63,890
+HK$3,664/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,452/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,047
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,738
−HK$1,715/mo
Today · 4.125%
HK$66,453
baseline
▲ 0.50% · 4.625%
HK$69,956
+HK$3,503/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,906/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,776 · Scale 2, in force from 26 Feb 2026)