LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,486
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,465
−HK$995/mo
Today · 4.125%
HK$33,460
baseline
▲ 0.50% · 4.625%
HK$35,496
+HK$2,036/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,920/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,028
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,967
−HK$953/mo
Today · 4.125%
HK$36,920
baseline
▲ 0.50% · 4.625%
HK$38,866
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,840/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,783
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,958
−HK$1,195/mo
Today · 4.125%
HK$40,153
baseline
▲ 0.50% · 4.625%
HK$42,596
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$80,306/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,033
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,143/mo
Today · 4.125%
HK$44,304
baseline
▲ 0.50% · 4.625%
HK$46,640
+HK$2,336/mo
Deposit HK$5.52M · loan HK$8.28M · min. income ≈ HK$88,608/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,080
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,452
−HK$1,393/mo
Today · 4.125%
HK$46,845
baseline
▲ 0.50% · 4.625%
HK$49,695
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,690/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,039
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,354
−HK$1,334/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,413
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,675
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,438
−HK$1,791/mo
Today · 4.125%
HK$60,229
baseline
▲ 0.50% · 4.625%
HK$63,894
+HK$3,665/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,458/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,050
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,741
−HK$1,716/mo
Today · 4.125%
HK$66,457
baseline
▲ 0.50% · 4.625%
HK$69,960
+HK$3,503/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,914/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,804 · Scale 2, in force from 26 Feb 2026)