LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,487
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$995/mo
Today · 4.125%
HK$33,462
baseline
▲ 0.50% · 4.625%
HK$35,498
+HK$2,036/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$66,924/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,029
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,969
−HK$953/mo
Today · 4.125%
HK$36,922
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$1,946/mo
Deposit HK$6.90M · loan HK$6.90M · min. income ≈ HK$73,844/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,785
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,960
−HK$1,194/mo
Today · 4.125%
HK$40,154
baseline
▲ 0.50% · 4.625%
HK$42,597
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$80,308/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,035
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,162
−HK$1,144/mo
Today · 4.125%
HK$44,306
baseline
▲ 0.50% · 4.625%
HK$46,642
+HK$2,336/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$88,612/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,082
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,453
−HK$1,394/mo
Today · 4.125%
HK$46,847
baseline
▲ 0.50% · 4.625%
HK$49,697
+HK$2,850/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,694/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,041
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,356
−HK$1,335/mo
Today · 4.125%
HK$51,691
baseline
▲ 0.50% · 4.625%
HK$54,415
+HK$2,724/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,382/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,677
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,440
−HK$1,791/mo
Today · 4.125%
HK$60,231
baseline
▲ 0.50% · 4.625%
HK$63,896
+HK$3,665/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,462/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,053
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,744
−HK$1,715/mo
Today · 4.125%
HK$66,459
baseline
▲ 0.50% · 4.625%
HK$69,962
+HK$3,503/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,918/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,825 · Scale 2, in force from 26 Feb 2026)