LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,490
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,470
−HK$995/mo
Today · 4.125%
HK$33,465
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$2,036/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,930/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,033
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,972
−HK$954/mo
Today · 4.125%
HK$36,926
baseline
▲ 0.50% · 4.625%
HK$38,872
+HK$1,946/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,852/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,789
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,964
−HK$1,194/mo
Today · 4.125%
HK$40,158
baseline
▲ 0.50% · 4.625%
HK$42,602
+HK$2,444/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$80,316/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,039
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$43,167
−HK$1,144/mo
Today · 4.125%
HK$44,311
baseline
▲ 0.50% · 4.625%
HK$46,646
+HK$2,335/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$88,622/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,087
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,458
−HK$1,393/mo
Today · 4.125%
HK$46,851
baseline
▲ 0.50% · 4.625%
HK$49,702
+HK$2,851/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,702/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,046
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,361
−HK$1,335/mo
Today · 4.125%
HK$51,696
baseline
▲ 0.50% · 4.625%
HK$54,421
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,392/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,683
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,446
−HK$1,791/mo
Today · 4.125%
HK$60,237
baseline
▲ 0.50% · 4.625%
HK$63,903
+HK$3,666/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,474/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,059
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,750
−HK$1,716/mo
Today · 4.125%
HK$66,466
baseline
▲ 0.50% · 4.625%
HK$69,969
+HK$3,503/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,932/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,877 · Scale 2, in force from 26 Feb 2026)