LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,492
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,471
−HK$995/mo
Today · 4.125%
HK$33,466
baseline
▲ 0.50% · 4.625%
HK$35,503
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,932/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,034
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,974
−HK$953/mo
Today · 4.125%
HK$36,927
baseline
▲ 0.50% · 4.625%
HK$38,873
+HK$1,946/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,854/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,790
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,966
−HK$1,194/mo
Today · 4.125%
HK$40,160
baseline
▲ 0.50% · 4.625%
HK$42,603
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$80,320/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,041
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,169
−HK$1,143/mo
Today · 4.125%
HK$44,312
baseline
▲ 0.50% · 4.625%
HK$46,648
+HK$2,336/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$88,624/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,088
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,460
−HK$1,393/mo
Today · 4.125%
HK$46,853
baseline
▲ 0.50% · 4.625%
HK$49,704
+HK$2,851/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,706/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,048
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,363
−HK$1,335/mo
Today · 4.125%
HK$51,698
baseline
▲ 0.50% · 4.625%
HK$54,423
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,396/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,685
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,448
−HK$1,792/mo
Today · 4.125%
HK$60,240
baseline
▲ 0.50% · 4.625%
HK$63,905
+HK$3,665/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,480/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,062
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,753
−HK$1,716/mo
Today · 4.125%
HK$66,469
baseline
▲ 0.50% · 4.625%
HK$69,972
+HK$3,503/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,938/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,898 · Scale 2, in force from 26 Feb 2026)