LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,492
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,472
−HK$995/mo
Today · 4.125%
HK$33,467
baseline
▲ 0.50% · 4.625%
HK$35,504
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,934/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,035
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,975
−HK$953/mo
Today · 4.125%
HK$36,928
baseline
▲ 0.50% · 4.625%
HK$38,874
+HK$1,946/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,856/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,791
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,966
−HK$1,195/mo
Today · 4.125%
HK$40,161
baseline
▲ 0.50% · 4.625%
HK$42,604
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$80,322/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,042
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,170
−HK$1,143/mo
Today · 4.125%
HK$44,313
baseline
▲ 0.50% · 4.625%
HK$46,649
+HK$2,336/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$88,626/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,089
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,393/mo
Today · 4.125%
HK$46,854
baseline
▲ 0.50% · 4.625%
HK$49,705
+HK$2,851/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,708/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,049
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,365
−HK$1,334/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,424
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,398/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,686
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,450
−HK$1,791/mo
Today · 4.125%
HK$60,241
baseline
▲ 0.50% · 4.625%
HK$63,907
+HK$3,666/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,482/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,063
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,754
−HK$1,716/mo
Today · 4.125%
HK$66,470
baseline
▲ 0.50% · 4.625%
HK$69,974
+HK$3,504/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,940/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,910 · Scale 2, in force from 26 Feb 2026)