LTV · monthly repayment
▼ 0.50% · 3.625%
HK$31,493
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,473
−HK$995/mo
Today · 4.125%
HK$33,468
baseline
▲ 0.50% · 4.625%
HK$35,505
+HK$2,037/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$66,936/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,036
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,975
−HK$954/mo
Today · 4.125%
HK$36,929
baseline
▲ 0.50% · 4.625%
HK$38,875
+HK$1,946/mo
Deposit HK$6.91M · loan HK$6.91M · min. income ≈ HK$73,858/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,792
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$38,967
−HK$1,195/mo
Today · 4.125%
HK$40,162
baseline
▲ 0.50% · 4.625%
HK$42,605
+HK$2,443/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$80,324/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,043
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,171
−HK$1,143/mo
Today · 4.125%
HK$44,314
baseline
▲ 0.50% · 4.625%
HK$46,650
+HK$2,336/mo
Deposit HK$5.52M · loan HK$8.29M · min. income ≈ HK$88,628/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,090
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,462
−HK$1,393/mo
Today · 4.125%
HK$46,855
baseline
▲ 0.50% · 4.625%
HK$49,706
+HK$2,851/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$93,710/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,050
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,334/mo
Today · 4.125%
HK$51,700
baseline
▲ 0.50% · 4.625%
HK$54,425
+HK$2,725/mo
Deposit HK$4.14M · loan HK$9.67M · min. income ≈ HK$103,400/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,688
−HK$3,555/mo
▼ 0.25% · 3.875%
HK$58,451
−HK$1,792/mo
Today · 4.125%
HK$60,243
baseline
▲ 0.50% · 4.625%
HK$63,908
+HK$3,665/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$120,486/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,065
−HK$3,407/mo
▼ 0.25% · 3.875%
HK$64,756
−HK$1,716/mo
Today · 4.125%
HK$66,472
baseline
▲ 0.50% · 4.625%
HK$69,976
+HK$3,504/mo
Deposit HK$1.38M · loan HK$12.43M · min. income ≈ HK$132,944/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$517,922 · Scale 2, in force from 26 Feb 2026)